It's a dream of many collectors to own at least one near-gem MS-64 Morgan silver dollar, but only a small fraction of Morgans qualify for this superior grade. An extremely limited number of specimens are available in this connoisseur grade for this historic issue. This 1890 Philadelphia Morgan has less than one tenth of one percent available in this top quality. Each certified MS-64 near-gem Morgan comes in a protective transparent slab with grading certification by NGC (Numismatic Guaranty Corporation) or PCGS (Professional Coin Grading Service). These certifications are readily accepted throughout the country as assurance of a coin's high grade.